Saturday, June 06, 2009

Revisiting Frugal


These are tough economic times full of uncertainty. There used to be a time when a large number of years with a company meant that your job was reasonably safe, or at least you were safer than the guy who hired in at a later date than you.

There are no guarantees anymore in these times.

The news and information agencies have marked unemployment at over 9%--and the bad news is that it really doesn't show signs of getting better. Yesterday the company my hubby works for had another lay off. I was seriously freaking out since there was really no way to know who was going to get the notice. My hubby didn't get a notice, but some close friend of ours did. I was stunned and very sad. We've had bi-weekly dinners with this family for many years and I really didn't even know what to say. And then there was also the looming "there but the grace of God goes thee"--the full realization that this economy means that this may not be the end of layoffs and the realization that having to face a layoff in my house would be a severe blow. Our boys are in high school, we're firmly attached to our little city and house, and I have a comfort zone built up that apparently doesn't like being tinkered with (Hence the reason this is getting written at 4 a.m...can't sleep.).

While waiting for this round of layoffs, I reminded myself that I have fallen off the frugal wagon and need to get back on. I went gung ho for many months, then fell back into my old patterns of buying, storing and not using up what I already have. As a matter of fact, last week I bought $75 worth of yarn that will end up being stored until I actually finish 6 other projects on the needles.

Did I mention that I already have a yarn stash that could very possibly rival many small yarn shops?

What was I thinking?!

So, from here on out, until I finish all my pending projects and make a dent in yarn stash I currently have, yarn buying is getting curbed. Being a realist, I didn't say "completely stopped". That is like cold turkey dieting where you totally cut out something you crave, like chocolate, only to have a weak moment and fall face first into a pile of the stuff.

Another area I've fallen down lately is the meal planning arena. I have a ton of cookbooks, and many "Freezer Cookbooks" that would help me when I am faced with the "it's 5:00 and I really don't feel like cooking, let's do take out" scenario. I want to start cooking at least one meal a week from these books so I can get an idea on which recipes are going to work for my guys, then I'll make multiple servings to freeze. I'll build from there until I can do the once a month cooking. I think that would save our food budget. Months ago, I had "buy a freezer" on our list, we didn't. So it is back on the list of things to do withing the next 3 months. We're buying a small one, not one of the mega freezers. We really don't have the space for anything bigger than 8 cubic feet.

To help me regain and retain focus, I am planning to do is take a 3"x5" card, write on it exactly what I want to accomplish by being frugal such as "Save $500 this month", " Build up a 6-9 month income buffer in case of emergencies", "Save for a new couch for the family room" etc and keep it where I can refer to it whenever I get tempted.

I'll let you know how this works. I'm hoping that having these goals so close and written down will give me the proper push and ability to abstain from bad spending choices.

Sunday, May 24, 2009

Still Here!

Yep--it has been over a month since my last post on this blog.



Sorry. It seems as though I turn around and the month has quickly passed. However, I have been pretty busy so I guess it's not too bad.



I went to Amsterdam ---LOVED IT! However, next time I go, I want to take the whole family and I will avoid going during Queen's Day. It was entirely too crowded and crazy. I did come back completely inspired in a lot of areas. I was able to visit the Van Gogh museum---I love Van Gogh and this was a real treat! I learned a lot more about the artist and many styles he experimented with that I had no idea he had even tried. When you think of Van Gogh, you usually think of Sunflowers or "Starry Night", right? Did you know he did a whole series of paintings inspired by Japanese paintings?



I didn't. And these we some of my favorites in the museum. We had a really good lunch at the museum cafe, then went on to explore some more areas in town. I am completely infatuated with Amsterdam and can't wait to get back. Hubby and I are discussing taking the whole family next year when we can take at least a full 7 days to explore the city. I love the architecture and the vibe of the city. It is spectacular!!

Among the many things I loved in Amsterdam, I adored the shawls and scarves the ladies wore. I ended up picking up 6 of these for myself and regret that I did not buy many more. I am going to look at fabric at the craft store this week because I think I'll be able to make several of these from light fabrics and silks.

I came back inspired on many levels.

I got home and promptly ordered watercolors so that I start painting again. In Amsterdam I came across several artist selling their art in little shops and thought " I can do this too". One of my favorites was a print maker--I bought one of his prints and wished I had bought more. He had the copper plates from his prints at the shop and it caught my interest. I want to learn printmaking. Wichita State University has a printmaking major, but I think I saw printmaking classes at Wichita Center for the Arts at one point. I'll have to check it out. If nothing else, maybe I can learn woodcut printing.

On the home front, I did get 11 rose bushes planted around my yard with the help of my hubby and kids. I still have to put in the raised beds SOON and plant flowers around the yard, but that is going slowly since I have my 3 yr old grand nephew staying with us. He is pretty high energy, so we have to really keep up with him. He is learning the rules here at Aunt Rhonda's, so it is getting a little calmer. This is freeing up minutes little by little. So is the arsenal of Dora the Explorer DVDs we've stocked up on.

I will be posting pictures sometime this week. We had to get another computer right before I left for Amsterdam since our computer crashed--the new one was an upgrade, but we assumed an SD card reader came standard, which it didn't. Hubby got a card reader yesterday--I just have to take the time to upload photos. I was discussing this with a girl at the yarn shop and she mention I could just upload directly from the camera using the cable that came with my camera. OMG. I hadn't even thought of that! Now I feel like a dummy!!

Friday, April 17, 2009

Comfort Food--Bread Pudding

Last night I decided I wanted bread pudding. Good bread pudding--the kind with crushed pineapple and shredded granny smith apples in it to give a little interest to the custard base. I have been seeing it more frequently on menus at some pretty upscale restaurants lately, but all of them seem to be pretty plain jane with an overly boozed sauce on top. A good light bourbon or lemon-vanilla sauce is all that is needed for this dish---it doesn't drown the flavors under heavy booze tones.

I found a recipe online that mimics the one I found (and lost) from Southern Living. It is originally from Dooky Chase--the famed New Orleans shop owner. I'd been making this for a while, then lost the recipe when we moved to the new house. Bread pudding is a great comfort food and a very tasty way to make use of leftover stale bread or french bread loaves that don't get used up. If you don't have enough for the pudding all at once, cube the bread, let it get stale by leaving it out overnight, then put in the freezer. You can keep adding to this bag until you have enough for the dish. YUM.

I am not one to be able to follow a recipe without adding some twist to it, so my addition is a cup of dried cherries or dried cranberries instead of the raisins. I like the better than raisins and they give a little lift to the dish. Feel free to add other dried fruit like chopped apricots or blueberries, if that sounds better to you. Either way, this makes a lot and is the King of comfort foods!

Oh, and I've been known to mix the white bread with a little leftover wheat french loaf. It's all good.

Bread Pudding
5 cups stale white bread (can be french, Italian loaf etc.)
2 (12 oz.) cans evaporated milk
6 eggs beaten
8 oz crushed pineapple (I pour the juice in too)
1 large apple peeled and grated
1 cup raisins (or other dried friut like cranberries, cherries, or diced apricots)
1 1/2 sugar
2-3 tablespoons vanilla
1/4 pound butter, melted

Preheat oven to 350*F.

Mix together the eggs, vanilla, sugar. butter, milk. Mix until smooth. Add the crsuhed pineapple and it's juice, grated apple and dried fruit. Add the bread cubes and toss to mix all ingredients well.

Pour into a greased 9"x13" pan baking dish.

Bake for 30-40 minuted until cooked through (should be firm in the middle)

Let cool and serve with whipped cream, a bourbon sauce (recipe later) or a lemon sauce.

I've seen it drizzled with chocolate syrup too, but I think bread pudding is best when the original flvors are allowed to shine.

The recipe calls for 5 Tablespoons vanilla--that sounded like too much. I don't remember putting that much in the Southern Living version, so I cut that in half. The recipe also called for 1 cup water to be mixed with the milk, but since I was using the juice from the pineapple, I omitted that. It's a recipe--play with it and make it yours!

Wednesday, April 01, 2009

Well Hello Wind!

Today is another super windy day in Kansas and that has lead me to contemplate how much I would love to be able to harness some of that and use it to power my house. While that is not financially feasible for us right now, it would still be neat. I am, however, contemplating a couple other small changes here at Animalhaus, hoping that it will motivate me to make bigger changes.


One of these changes is we are going to get a couple backyard feathered friends for eggs. I love the fresh eggs I buy from individual chicken owners when I can find them. However, as more people get the exposure to a real egg from a well raised chicken instead of a supermarket egg, the competition for these little prizes is getting fierce. I'm not seeing them offered for sale along the country roads much anymore. So, we have decided we are going to get our own very small flock. Actually I don't know if 5 chickens qualifies as a flock, but it will be enough to keep us supplied with fresh eggs and possibly have enough to share. Both boys are helping me look at coop plans and it is going to be a whole family project to build the coops and the enclosures. We live in a small town, but there is a limit on how many we can legally have--and no roosters for obvious reasons--so we won't need a really large set up. We will need a secure set up since we have a hound dog that thinks she is a hunting dog and literally grabs birds out of the air mid flight. We also have a couple neighborhood cats that make their way over our fence at night. That may be cured soon since our hound dog caught one last week and almost killed it by the time we pulled her off. The cat got over the fence and I haven't seen him back since. We have indoor cats, which the dogs doesn't bother, but for some odd reason, if a cat is outside, Cocoa goes after it. I'm not sure why. Anyway, I really feel that we need to build a very secure enclosure to keep the girls safe. I think the boys have settled on the chickens that lay the pale colored eggs. I'm getting them from Mypetchicken.com, which sells them as "Easter Eggers". They are not the Ameracuna or the Araucanian chickens, instead they are hybrids (mongrels). Not a problem since we are getting them for the eggs, not for show.

We are also planning to build raised beds for the garden this season. We bought a composter, but so far it has not been filled enough and for long enough to yield any of the black gold, so we will buy composted soil this first season. By next season we should have enough to add to the existing beds.

We planted a cherry tree two years ago when we moved in, and this year it has taken off. Not enough to produce, I'm sure, but possibly by next year. We will be planting a dwarf pear tree and blackberry bushes this year in a effort to grow more of the veggies and fruit we consume. I'd love to get an apple tree, but we don't have a huge yard and I doubt we have room for much more. We'll have to see once the pear tree and the rest of the gardens get built.

Am I the only one to notice gas prices went up by 30 cents? While it is not $3, it does make me aware that we have relaxed our gas economizing a bit by driving a little more and not bundling trips like I used to. I am going to start bundling trips and minimizing unnecessary car trips starting this week. While the prices are not what they were, saving $ on gas gives me money to spend elsewhere in our budget. I'm still doing well with cooking at home more and am looking forward to being able to stretch the budget even more by having our veggie needs supplied in our backyard. Plus we will be growing without chemicals.

When I was in Iowa visiting my son, I got hooked on (flavored) Greek yogurt. Unfortunately, it is pretty expensive in our local grocery stores, so I am thinking about getting a yogurt machine to make my own yogurt. Again, I'll save $ and be in control of what goes into it. Has anyone madetheir own yogurt? Was it any good? I'll share my experiences once I actually get started..

Wednesday, March 25, 2009

Do One Thing...

I had to call the trash company today since our guy didn't pick up our trash yesterday. We've been with this company for 11 years, and this rarely happens, so no big deal.

However while I was on the phone with them, I talked to the customer service rep about the recycling program Waste Connections just started offering to customers and it sounded so good that I signed up. The program sounds really easy and there is no presorting, which is a great incentive to do it. Plus they take chipboard, paperboard and corrugated cardboard. Some places don't take this and that has been an issue for me since we end up having a lot of that after trips to Sam's. They don't take plastic shopping bags, which is no surprise, but they do take a really large variety of other materials which makes this worth the $3.75 a month fee that's added to our trash bill. I am working hard to make myself remember to actually carry my reusable shopping bags into the store when I shop, so I am hoping that the huge stash of plastic shopping bags in our house in slowly diminished as we use them for trash bags and other uses. We really have a lot of them--more than we should, but they make GREAT linings for the small wastebaskets in the bathrooms and bedrooms. When I was in Iowa, I picked up some really neat reusable insulated freezer food bags from the Hy-Vee grocery store. I have one from a local grocery store here in town, but it is not as big as these. When I hit Iowa again, I am going to pick up a couple more since I tend to buy all my frozen foods in one shopping trip and have three bags would be beneficial. I have quite a collection of reusable bags AROUND THE HOUSE, so the push is going to be to find all of them and divide them between the two cars so we have them no matter what.

Plus what we recycle is turned back into coupon points we get to use on other products. Yeah!

This weekend is going to be busy--I have a lace class at a yarn shop here in town, Jeremy and I have pottery class plus I want to get some fencing to mark off the section where the chickens will be. I am still looking at chicken coop plans and will be talking with hubby about building a coop. I plan on getting lumber to build some basic raised beds this weekend also. Nothing fancy, just boards nailed together with corner reinforcements to be filled with soil. I may build them at least 2-3 foot high so they don't require as much bending, but I'm still in the planning phase. That height might get raised. I am also making some clay garden markers at the pottery studio. I've seen these in gardening catalogs for a pretty penny. Since I am in pottery, it makes no sense to buy them when I can make them the way I want to for pennies.

My goal this season is to start getting my home in order both outdoors and indoors so I can be satisfied to stay home more often and create here. I tend to run around a lot more than I should, which usually ends with me buying something that I really don't need. This includes groceries. Our pantry and freezer are full, yet I tend to pick up a lot of extras when I run to the grocery store. I am working towards getting a chest freezer for the garage and making the effort to start freezer cooking (also called once a month cooking), plus getting a shelf for the closet under the stairway to keep extra canned goods when I find really great sales. This will allow me to go to the store less often and save $. Once we get the freezer I am going to look into buying half a cow from a meat company, then planning meals around that. I've noticed we are eating less meat lately, which is good. We used to eat really large meat centered meals. The boys have been happy with more green and starch centered meals with smaller servings of meat on the sides. That saves us money. I am going to dust off my cookbooks and start trying different recipes for side dishes -- I'm pretty bored with the current dished and prepared sides I've been serving. I am also going to dive into my "Artisenal Bread in 5 Minutes a Day" cookbook and make up the master dough for the fridge. I bought the storage container for it a couple weeks ago, I just haven't made the dough, which sounds pretty easy.

I've been lazy.

It would be nice to have a supply of bread ready when I want it and not have to run to the store for premade french bread or drag out everything to make it myself as I make the meal....

Monday, March 23, 2009

Back.....

And how have you been?

I'd love to say I have been busy doing awesome budgeting and saving money, but the truth is that hasn't happened. I got off track with spending the past couple months, so I have found myself having to get back in the saddle and rededicating my efforts to pull us back in line.

So here is what is in the works:

1. This month we will start getting the chicken coop put together so we can get a couple chickens. I am looking forward to having fresh eggs.

2.We are also going to get a garden started this year to help ease the food budget. I think it would be great to be able to provide at least 3/4 of our greens this summer. I will be growing tomatoes again this year for both fresh eating and canning. In addition, I am adding peppers to the list so we can have salsa canned for the winter.

3.Getting a freezer: We have been talking about this for a while. I am trying to decide on the model and size, then we will get one. I think this will help save $ by being able to stock up, resulting in less trips to the store, and less impulse purchases.

4.Learning to bake more types of bread at home. When we were in Iowa, we had fresh boule bread and it was amazing. For the first time, I realized just how good well made bread could be. So I am going to brush off my bread cookbooks and start practicing.

5.Clean my house and focus on getting it assembled into a haven. We have a lot of stuff that can be done around the house, so I am starting to work on those projects. In the past I've had a lot of scattered projects that get half done...This season I am going to take one room and stay with it until it's done. This includes dusting off the sewing machine, pulling out the bins of unused patterns and making stuff for our home such as curtains and pillows. I have some great patterns that would be pretty easy to sew--I just have to sit down and cut the patterns and fabric, then sew them. I will probably start by getting the spare bedroom in shape so I can turn it into a guest bedroom and studio for my creative endeavors.

We are also working on getting better at recycling and composting. I found a great deal on a composting bin at Sam's last month and we have been pretty good about adding kitchen scraps and leaves to the bin. I am seriously considering getting a second bin since we filled up the first bin when we cleaned up under some of the trees last week. I know it will break down quickly, but I would like to have a bin to put the chicken coop cleaning into for use around flowers, which would keep the chicken droppings out of the food crop compost.

Tuesday, February 03, 2009

Thoughts....

My oldest son recently got an apartment of his own after his ex-girlfriend tried to move back into the house he was renting from her parents---with a new beau in tow.. That was not going to work. Apparently the new beau and son got along well, but the girl was a pain as usual. Let's see. if you live with someone, you will be expected to pay rent. Apparently somehow she thought my son would support her and new boyfriend...I know.



Crazyland.



So son found a place of his own. I am going there Friday to help him get some of the basic such as pots, pans, dishes, etc. Everything to start a new home. I had been looking in thrift stores here hoping to find decent pots and pans, but that did not happen. Today, on a lark, I stopped by a store called Dollar Tree and found great looking stoneware plates and bowls for $1 each, along with a lot of other stuff. After I got home, I hit my cabinets and found more stuff for him such as a hand mixer and blender, a few pots to get him by until we can find more, and other utensils. I was hoping that the car I reserved would be big enough to somehow squeeze a microwave cart into, but since I rented a compact, I wasn't going to hold my breathe. When I got to the counter, the girl said they were short on cars and asked if I'd be upset with a bigger car at the same price. All they had were vans--YES!! Just what I needed! That puppy is totally loaded to the gills!

So the game plan is that I am driving to Iowa to spend time with him and help him get all the basics so he can cook and be comfortable. That made me think: What ARE the basics. And how much is really needed to start out? I started looking around at all the stuff I have and realized that we have a lot of stuff that we don't use or that is just "here". I went through all my stuff to see what I have extras of so we don't end up buying more than needed and as much as I hate to admit it, I had a LOT of extras of the same thing. Much more than I needed! So this was also a good opportunity to relieve myself of some clutter. Once I get there, we will unload and compose a list of what he still needs, THEN we'll go shopping.

I can already tell the budget is going to take a beating this month. But when you have a kid that needs stuff after a difficult situation, you just have to take a deep breath and dive in. I do intend to get him stocked on groceries and spend some time teaching him how to buy in bulk, freeze single portions and plan meals around sales. I've realized I did a poor job teaching the basics to him, and need to make sure I double back while I'm there and help him work out a budget. You can bet I am going to work with the two still at home to make sure they learn this well. My mother and I got into a discussion about meal planning for one. She thinks it'd be cheaper for him to just buy frozen meals like she does. Unfortunately we don't agree on that. First, the amount of preservatives and salt are really not something you should consume regularly. Plus they really aren't that tasty--it is like just eating on auto pilot and not learning to develop a taste. Secondly, I have a problem with the disposable packaging. That's a pretty heavy load on the ecosystem if everyone did this. My mom uses a lot of paper plates and cups, which I stay away from if we are eating at home.

So, I will be traveling to Iowa again--I am looking forward to it, but the weather is a bit wild in that area, so I am hoping it behaves both while I'm there and when it is time for me to come home. Put in a prayer for me? I'm hoping I won't need it, but it's always nice to have backup!

Good coffee and great friends to you and yours!